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Banks have begun increasing repo-linked lending rates after the RBI raised the repo rate to 5.50%. Here is what borrowers should expect from their home loan EMI and why FD rates may take longer to rise.
The RBI has raised the repo rate by 25 basis points to 5.50%, its first hike since February 2023. Here's what the October 2026 decision could mean for home loan EMIs, loan tenures, fixed deposits and new borrowers.
RBI has raised the repo rate by 25 bps to 5.50%. Check how much your floating home-loan EMI could increase, with examples for ₹25 lakh to ₹1 crore loans and different remaining tenures.
The RBI MPC meets October 5–7 with the repo rate at 5.25%. Most economists in a Reuters poll expect a 25-bps hike to 5.50%. Here is why rates may rise and what that could mean for home-loan EMIs.
RBI's MPC meets October 5–7 with economists increasingly expecting a 25 bp repo-rate hike to 5.50%. Here's what that could mean for floating-rate home loans, EMIs and borrowers.
